Banking Careers in 2009

Choosing a Career in Banking
In today's world it is important to have a proper career choice to stick to with commitment, and a career in banking could prove to be very rewarding. Depending on your level of education, there are several different options in employment with banking.As of today there are about twenty four different positions one could apply to work for in a bank. Most of these positions require a high school diploma and college credits even at an entry level, but in the world of banking there is always a way to climb up that corporate ladder.You could be a teller. Bank tellers deal most with the public in a customer service type environment, so dressing for success and keeping a professional demeanor is paramount. Duties include cashing checks, making deposits and withdrawals, and even making loan payments for the customer. Since bank tellers spend the majority of their time crunching numbers and computing, skills in both math and computers are of high necessity. One could also find theirselves seeking a career in Customer Service or Sales. In a bank these people help make sure that the public is aware of all the incentives, or programs available from said banking facility. Excellent interpersonal skills is required for this option as it is required to spend a lot of time , hands-on with the customer to assist with all of their needs.If being a teller or a sales representative isn't what you're looking for, then perhaps a career as a Personal Banker would be more fitting. As a personal banker you are responsible for assisting customers in setting up accounts, paying loans, and other bank related services. Personal bankers also provide clerical duties, so proficiency in computers, and general bank knowledge is needed. Being a personal banker can be a more lucrative career than the other two previously mentioned options, as that is the level in which you begin to earn bonuses, for opening customer accounts, and other special tasks you may complete in the office.If you have experience in book-keeping or accounting, then you may want to try to get a job in the accounting department of most any banks. Job titles include Bankruptcy Specialist, Charge back Specialist, and Foreclosure Specialist, as well as a few other sub-titles such as Fraud Prevention, and ultimately, Bank Auditor. To be able to apply for any of these particular positions, one would have to possess excellent mathematical skills and administrative knowledge such as typing, spreadsheets, and other financially pertinent references. You will be responsible for monitoring accounts, and data, as well as assisting customers that are facing possible misfortunes like foreclosure, identity theft, credit card debt, and bankruptcy.These are all very lucrative, and bonus friendly positions in the banking world, but most do require a college education or at the least some form of verifiable training or knowledge.